Beth: 319-551-8692 | Katie: 319-327-7992
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note.In general, pre-qualification is considered an initial step in...
If you need money for home improvements, college tuition or another purpose, you might be able to secure funds with favorable terms through a second mortgage. Before you do so, it’s important to make sure you understand the terms and potential risks.How Does a Second...
There are some obvious things that can hurt a credit score: paying your bills late, using too much available credit in proportion to your income, and defaulting on a loan. Some other financial transactions, however, don’t affect a credit score. You may even be...
If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage.How Does a Second Mortgage Work?A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it...
A 30- or 15-year, fixed-rate mortgage with the same payment amounts each month is one of the most common ways to buy a home"but not everyone can qualify for a traditional mortgage, or has the money set aside for a sizable down payment so they can get a low-interest...
We make it easy! Check out our services. Each year we review our client services to increase your satisfaction when you choose to work with the Brockette Homes team at Ruhl&Ruhl REALTORS. Electronic signing of documents speeds up the process and increases...
The Spring 2021 Facts and Trends newsletter is now available on our website. Hottest Real Estate Market in 14 Years! Iowa Cropland Values Increasing Housing Prices Continue Upward Trend Fannie and Freddie Changes Set to Impact Financing on Second Homes and Investments...
Have you heard about the Neighborhood Finance Corporation? It offers a lending program to help revitalize Cedar Rapids neighborhoods. Go to Neighborhoodfinance.org for details. According to the website, its mission is to revitalize neighborhoods through a lending...
The National Association of Realtors projects improving housing sales across the nation for the rest of 2019. This is due to increased inventory, lower mortgage rates, improved affordability, and strong job prospects. While home price appreciation has been moderating...
We regularly send out blog articles and newsletters about real estate, healthy homes, green homes and other home ownership topics.
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note.In general, pre-qualification is considered an initial step in...
If you need money for home improvements, college tuition or another purpose, you might be able to secure funds with favorable terms through a second mortgage. Before you do so, it’s important to make sure you understand the terms and potential risks.How Does a Second...
There are some obvious things that can hurt a credit score: paying your bills late, using too much available credit in proportion to your income, and defaulting on a loan. Some other financial transactions, however, don’t affect a credit score. You may even be...
If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage.How Does a Second Mortgage Work?A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it...
A 30- or 15-year, fixed-rate mortgage with the same payment amounts each month is one of the most common ways to buy a home"but not everyone can qualify for a traditional mortgage, or has the money set aside for a sizable down payment so they can get a low-interest...
We make it easy! Check out our services. Each year we review our client services to increase your satisfaction when you choose to work with the Brockette Homes team at Ruhl&Ruhl REALTORS. Electronic signing of documents speeds up the process and increases...
The Spring 2021 Facts and Trends newsletter is now available on our website. Hottest Real Estate Market in 14 Years! Iowa Cropland Values Increasing Housing Prices Continue Upward Trend Fannie and Freddie Changes Set to Impact Financing on Second Homes and Investments...
Have you heard about the Neighborhood Finance Corporation? It offers a lending program to help revitalize Cedar Rapids neighborhoods. Go to Neighborhoodfinance.org for details. According to the website, its mission is to revitalize neighborhoods through a lending...
The National Association of Realtors projects improving housing sales across the nation for the rest of 2019. This is due to increased inventory, lower mortgage rates, improved affordability, and strong job prospects. While home price appreciation has been moderating...