brockettehomes@ruhlhomes.com
    319-551-8692

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Home Buyers

Fall Buyers Guide 2019
Click to download the Keeping Current Matters Buyers Guide Fall 2019

Am I ready to buy a home?

We can help you decide.

The decision to purchase a home is a very personal one. You will need to consider several factors including your personal situation, financing costs, and the condition of the local real estate market.

The questions on this page can help you determine if you’re ready to buy a home. As an Accredited Buyer’s Representatives (ABR®) we can help you sort through these things and provide insight into the local market.

Get pre-approved for a mortgage

Nelson Brothers Insurance Agency

CALCULATORS

Mortgage Calculator

Early Payoff Calculator

Rent VS Own Calculator

Prepayment Savings Calculator

Refinance Break Even Calculator

 

  • Purchasing Considerations
  • Renting
  • Other Factors

If you purchase a home, how long do you expect to live there?

What can you afford to pay each month for housing-related expenses?

What are the total costs of home ownership?

Mortgage payments (based on various interest rate and term assumptions)

Property taxes

Homeowner’s insurance

Utilities

Maintenance costs

Any other special fees?

Do you expect these housing-related expenses to increase or decrease? (changes in interest rates may be a bigger factor than others)

What additional expenses are required to complete a purchase? (closing costs, moving expenses, etc.)

How much will your home ownership costs decline after adjusting for interest expense deductions and property taxes (if applicable)?

Are local market prices favorable to purchasing? What are your expectations on future prices?

If you are now a renter, what are your total housing expenses? (monthly rent, utilities, housing assessment, parking, etc.?)

How does renting vs. buying factor into your long-term investing goals?

Rent VS Own Calculator

What are your personal preferences regarding the type of housing you wish to live in? How does location factor into your housing preferences?

How do you expect your personal situation to change, in terms of future housing needs?

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See our collection of homebuying tips

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Recent Posts

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THE BROCKETTE HOMES EXPERIENCE

We create memorable real estate experiences, worthy of referral!  
  • Above & beyond service customized to client's needs
  • Advanced online marketing
  • Buyer & Seller written services guarantee
  • Staging services
  • Social media promotion
  • Preferred vendor relationships

Visit our other website…

Contact Us

Beth and Alan Brockette
Ruhl & Ruhl REALTORS©
5805 Council St. NE, Suite A
Cedar Rapids, IA 52402
319-551-8692
brockettehomes@ruhlhomes.com
Licensed to sell real estate in Iowa.
© 2019
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