Buying title insurance is a pretty straightforward process. A title company will walk you through the process and will do almost all of the work itself. Still, there are some things to know about how to find a good title insurance company and how much the service...
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Important Documents You’ll Need to Sell Your Home
Selling your home will involve a lot of paperwork. The requirements may vary somewhat depending on where you live, but the following are some of the most important documents youll likely need:Documents From Your Purchase of the HouseYoull need the original sales...
The Importance of Home Equity
If you’ve owned a home for several years and made responsible financial decisions, you may have built a significant amount of equity. Home equity is the difference between the current market value of your house and the amount you still owe on the mortgage. If the...
Big Issues to Consider Before Buying a Tiny Home
Owning a tiny home can leave you debt-free, but it can still have some big costs.Buying a tiny home can be a way to get out from under the burden of a home loan"or at least lead to a smaller mortgage"but there are other costs buyers should know about before they find...
What Private Mortgage Insurance Is and How to Avoid It
Paying less than 20 percent on a down payment on a house will likely require buying private mortgage insurance by the lender.The insurance, called PMI for short, is used to reimburse the bank if you default on the loan.It isnt too expensive"usually between 0.5 and 1...
Is Optional Insurance Worthwhile When Renting a Moving Truck?
If youre going to rent a truck when moving, one of the first questions the clerk will ask you is: Do you want to buy the optional insurance we offer?While your auto, homeowners or renters insurance may cover damage to a rental truck or your contents inside the truck...
7 Costly Mistakes You’re Making in Your Home
Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are seven of the most expensive mistakes you could be making in your home:1. Using Traditional Light Bulbs.If you still have incandescent light bulbs in your home,...
4 Reasons You Should Compost
If you’re environmentally aware, you’re likely already doing several things at home to help the planet. Recycling, using less water and fuel and making smart purchasing choices can all help reduce your carbon footprint. Composting is a fantastic way to help out mama...
Make More From Small Spaces
Living in a small space?Try these tips to make more room in your tiny home or studio.– Take advantage of vertical real estate by using wall space to install shelving for books, off-season clothes, and more.– Hanging storage is king in small spaces, and again, can...
How to Find Money for a Down Payment
One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small...
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Who Pays for Title Insurance and How Do I Find a Company?
Buying title insurance is a pretty straightforward process. A title company will walk you through the process and will do almost all of the work itself. Still, there are some things to know about how to find a good title insurance company and how much the service...
Important Documents You’ll Need to Sell Your Home
Selling your home will involve a lot of paperwork. The requirements may vary somewhat depending on where you live, but the following are some of the most important documents youll likely need:Documents From Your Purchase of the HouseYoull need the original sales...
The Importance of Home Equity
If you’ve owned a home for several years and made responsible financial decisions, you may have built a significant amount of equity. Home equity is the difference between the current market value of your house and the amount you still owe on the mortgage. If the...
Big Issues to Consider Before Buying a Tiny Home
Owning a tiny home can leave you debt-free, but it can still have some big costs.Buying a tiny home can be a way to get out from under the burden of a home loan"or at least lead to a smaller mortgage"but there are other costs buyers should know about before they find...
What Private Mortgage Insurance Is and How to Avoid It
Paying less than 20 percent on a down payment on a house will likely require buying private mortgage insurance by the lender.The insurance, called PMI for short, is used to reimburse the bank if you default on the loan.It isnt too expensive"usually between 0.5 and 1...
Is Optional Insurance Worthwhile When Renting a Moving Truck?
If youre going to rent a truck when moving, one of the first questions the clerk will ask you is: Do you want to buy the optional insurance we offer?While your auto, homeowners or renters insurance may cover damage to a rental truck or your contents inside the truck...
7 Costly Mistakes You’re Making in Your Home
Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are seven of the most expensive mistakes you could be making in your home:1. Using Traditional Light Bulbs.If you still have incandescent light bulbs in your home,...
4 Reasons You Should Compost
If you’re environmentally aware, you’re likely already doing several things at home to help the planet. Recycling, using less water and fuel and making smart purchasing choices can all help reduce your carbon footprint. Composting is a fantastic way to help out mama...
Make More From Small Spaces
Living in a small space?Try these tips to make more room in your tiny home or studio.– Take advantage of vertical real estate by using wall space to install shelving for books, off-season clothes, and more.– Hanging storage is king in small spaces, and again, can...
How to Find Money for a Down Payment
One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small...