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Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...
Some mortgage lenders allow homebuyers to put down less than 20 percent of a houses purchase price, but those loans are riskier from a lenders perspective. A lender generally requires a buyer who puts down less than 20 percent to purchase private mortgage insurance...
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
If you’re like many people, you tend to do at least a little work from home.Dont let an outdated office hold you back.Give your home office an upgrade by splurging on something inspirational. Something that excites you.Next, focus on lighting. The best bet is to set...
A job loss can be devastating, especially if it happens unexpectedly and you dont have a lot of money saved and cant find another job right away. Aside from the anxiety associated with being out of work and trying to find a new job, theres typically an added level of...
Whether you’re scoping out a vacation property or looking into becoming a homeowner for the first time, applying for a mortgage is a lengthy and complicated process. While your real estate agent and lender will be there to walk you through the details, knowing what...
Roof damage can occur suddenly"for example, if shingles are blown off in a storm"or a small leak can gradually grow larger. A leaky roof can affect the inside of your house as well as the foundation. It can also affect your familys health by causing mold that can...
A mortgage is likely the largest debt you will ever have to repay. The idea of having a mortgage hanging over your head for up to 30 years can feel daunting. With some sacrifices and discipline, you might be able to pay off your loan years ahead of schedule.Make Extra...
Published with permission from RISMedia.
When selling a home, there are rules you must follow. If your house has mold, termites or there’s some old heating tank buried in the basement, and you know about it, you can’t pretend those problems don’t exist. Disclosure laws are in place, and require someone to...
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Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...
Some mortgage lenders allow homebuyers to put down less than 20 percent of a houses purchase price, but those loans are riskier from a lenders perspective. A lender generally requires a buyer who puts down less than 20 percent to purchase private mortgage insurance...
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
If you’re like many people, you tend to do at least a little work from home.Dont let an outdated office hold you back.Give your home office an upgrade by splurging on something inspirational. Something that excites you.Next, focus on lighting. The best bet is to set...
A job loss can be devastating, especially if it happens unexpectedly and you dont have a lot of money saved and cant find another job right away. Aside from the anxiety associated with being out of work and trying to find a new job, theres typically an added level of...
Whether you’re scoping out a vacation property or looking into becoming a homeowner for the first time, applying for a mortgage is a lengthy and complicated process. While your real estate agent and lender will be there to walk you through the details, knowing what...
Roof damage can occur suddenly"for example, if shingles are blown off in a storm"or a small leak can gradually grow larger. A leaky roof can affect the inside of your house as well as the foundation. It can also affect your familys health by causing mold that can...
A mortgage is likely the largest debt you will ever have to repay. The idea of having a mortgage hanging over your head for up to 30 years can feel daunting. With some sacrifices and discipline, you might be able to pay off your loan years ahead of schedule.Make Extra...
Published with permission from RISMedia.
When selling a home, there are rules you must follow. If your house has mold, termites or there’s some old heating tank buried in the basement, and you know about it, you can’t pretend those problems don’t exist. Disclosure laws are in place, and require someone to...