Published with permission from RISMedia.
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Boosting Your Home Security On the Cheap
Even if you cant afford a home security system, you can protect your home and family with some quick, easy fixes that provide peace of mind without dipping deep into your pockets.Try these tips from HGTV, the home and garden channel:Change the locks " If you havent...
How to Make a Large Home Feel Intimate
Here are a few tips to help make a large home feel more intimate.Textures and ColorsDark walls can make a space appear smaller. Rich earth tones, like brown, dark green and red create a cozy ambience.Thoughtful FurnishingsA spacious room may benefit from multiple...
Should You Borrow the Maximum a Lender Will Approve?
When you apply for a mortgage, a lender will decide how much money its willing to give you to put toward the purchase of a house. That doesnt necessarily mean that you should take out a loan for the full amount. In some cases, borrowing the maximum a lender will allow...
Options If Your Mortgage Is Underwater
Owing more money on your mortgage loan than your home is worth"commonly referred to as being underwater on a home mortgage"can seem hopeless.There were 6.7 million underwater homes in the U.S. at the end of the first quarter of 2016, representing 12 percent of all...
3 Ways to Save for a Down Payment
Saving for a down payment can be a challenge. But its not impossible.While a 20 percent down payment isnt necessarily the norm anymore, most loans require some money down from buyers.Coming up with these funds can be a sticking point on the path to homeownership,...
What to Do If Your Closing Is Delayed
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Which Mortgage Type Is Right for You?
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
What Is Escrow?
After a buyer has agreed to purchase a home from a seller, the escrow process begins. This is designed to make sure that all the necessary conditions and obligations are met so the transaction can proceed smoothly.Purpose of EscrowEscrow is designed to protect all the...
How an ‘Attractive Nuisance’ Can Affect Your Homeowners Insurance Rates
Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...
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Bye-Bye, Ants!
Published with permission from RISMedia.
Boosting Your Home Security On the Cheap
Even if you cant afford a home security system, you can protect your home and family with some quick, easy fixes that provide peace of mind without dipping deep into your pockets.Try these tips from HGTV, the home and garden channel:Change the locks " If you havent...
How to Make a Large Home Feel Intimate
Here are a few tips to help make a large home feel more intimate.Textures and ColorsDark walls can make a space appear smaller. Rich earth tones, like brown, dark green and red create a cozy ambience.Thoughtful FurnishingsA spacious room may benefit from multiple...
Should You Borrow the Maximum a Lender Will Approve?
When you apply for a mortgage, a lender will decide how much money its willing to give you to put toward the purchase of a house. That doesnt necessarily mean that you should take out a loan for the full amount. In some cases, borrowing the maximum a lender will allow...
Options If Your Mortgage Is Underwater
Owing more money on your mortgage loan than your home is worth"commonly referred to as being underwater on a home mortgage"can seem hopeless.There were 6.7 million underwater homes in the U.S. at the end of the first quarter of 2016, representing 12 percent of all...
3 Ways to Save for a Down Payment
Saving for a down payment can be a challenge. But its not impossible.While a 20 percent down payment isnt necessarily the norm anymore, most loans require some money down from buyers.Coming up with these funds can be a sticking point on the path to homeownership,...
What to Do If Your Closing Is Delayed
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Which Mortgage Type Is Right for You?
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
What Is Escrow?
After a buyer has agreed to purchase a home from a seller, the escrow process begins. This is designed to make sure that all the necessary conditions and obligations are met so the transaction can proceed smoothly.Purpose of EscrowEscrow is designed to protect all the...
How an ‘Attractive Nuisance’ Can Affect Your Homeowners Insurance Rates
Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...