Anytime you move into a new home, one of the most important things to consider is the safety of your little ones. Baby-proofing your home may sound like a daunting task, but spending a little time when you first move in kid-proofing the house will save you much worry...
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Best Ways to Handle Broken Appliances
When major household appliances break, should you repair or replace them?The answer depends on which applianceMany refrigerator repairs are easy and affordable, especially if the problem is a bad motor or electronic controls.Dishwashers are usually simple to repair,...
Mortgage Options When Interest Rates Are Rising
Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to panic and possibly put their home purchase on hold.The good news is that there are options when mortgage rates are rising.First, it’s worthwhile knowing that small...
Differences Between Jumbo and Conforming Loans
If youre thinking about purchasing an expensive home, its important to understand how jumbo and conforming loans differ, and the pros and cons of each. Choosing carefully could help you save a lot of money over the term of your mortgage.Key DifferencesA conforming...
How to Qualify for a Mortgage If You’re Single
For generations, most home purchases were made by married couples. With many people postponing marriage to pursue an education and a career, more and more single adults are overcoming challenges to become homeowners.Meet Income RequirementsIf you want to buy a house...
The Ins and Outs of Title Insurance
If youre buying a house with cash only, you may have gotten a lower price for it and you certainly wont have to deal with a bank to get a mortgage loan. Another advantage is that you dont have to buy title insurance to protect your lender.Mortgage lenders usually...
Buy a Home With Enough Storage Space
For many families, having enough storage space is essential.To avoid clutter, consider these factors before buying a home:Are the closets big enough to fit all your clothes or kids toys?Does the bathroom allow enough dedicated space for cosmetics and toiletries?Would...
Loan Options for First-Time Homebuyers
Affordability is a big issue for renters looking toward homeownership. Beyond the purchase price, putting together a 20 percent down payment is a big roadblock for many people. It doesnt have to be, however. While 80 percent of millennial renters say they cant afford...
Using Tech to Boost Your Home’s Appeal
We are living in a technology-driven world, and your homes connection with the digital world can be an important part of its appeal when it comes time to sell.It wasnt all that long ago that technology wasnt a big factor in selling a house. It didnt matter what cable...
Check Your Credit Report Before Applying for a Mortgage
Applying for a mortgage to buy the house of your dreams can be a daunting process. You have to submit an application, paystubs, tax returns and other documentation. In addition, the lender will base their decision and how much money to loan you partially on your...
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Baby-Proofing a New Home
Anytime you move into a new home, one of the most important things to consider is the safety of your little ones. Baby-proofing your home may sound like a daunting task, but spending a little time when you first move in kid-proofing the house will save you much worry...
Best Ways to Handle Broken Appliances
When major household appliances break, should you repair or replace them?The answer depends on which applianceMany refrigerator repairs are easy and affordable, especially if the problem is a bad motor or electronic controls.Dishwashers are usually simple to repair,...
Mortgage Options When Interest Rates Are Rising
Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to panic and possibly put their home purchase on hold.The good news is that there are options when mortgage rates are rising.First, it’s worthwhile knowing that small...
Differences Between Jumbo and Conforming Loans
If youre thinking about purchasing an expensive home, its important to understand how jumbo and conforming loans differ, and the pros and cons of each. Choosing carefully could help you save a lot of money over the term of your mortgage.Key DifferencesA conforming...
How to Qualify for a Mortgage If You’re Single
For generations, most home purchases were made by married couples. With many people postponing marriage to pursue an education and a career, more and more single adults are overcoming challenges to become homeowners.Meet Income RequirementsIf you want to buy a house...
The Ins and Outs of Title Insurance
If youre buying a house with cash only, you may have gotten a lower price for it and you certainly wont have to deal with a bank to get a mortgage loan. Another advantage is that you dont have to buy title insurance to protect your lender.Mortgage lenders usually...
Buy a Home With Enough Storage Space
For many families, having enough storage space is essential.To avoid clutter, consider these factors before buying a home:Are the closets big enough to fit all your clothes or kids toys?Does the bathroom allow enough dedicated space for cosmetics and toiletries?Would...
Loan Options for First-Time Homebuyers
Affordability is a big issue for renters looking toward homeownership. Beyond the purchase price, putting together a 20 percent down payment is a big roadblock for many people. It doesnt have to be, however. While 80 percent of millennial renters say they cant afford...
Using Tech to Boost Your Home’s Appeal
We are living in a technology-driven world, and your homes connection with the digital world can be an important part of its appeal when it comes time to sell.It wasnt all that long ago that technology wasnt a big factor in selling a house. It didnt matter what cable...
Check Your Credit Report Before Applying for a Mortgage
Applying for a mortgage to buy the house of your dreams can be a daunting process. You have to submit an application, paystubs, tax returns and other documentation. In addition, the lender will base their decision and how much money to loan you partially on your...