If you have a small bathroom and/or a large family, storage space is at a premium. Without a solid organizational system, a bathroom can quickly become cluttered. Items that belong in the bathroom may get shoved into other closets, which can make finding things a...
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What Are Mortgage Points?
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
Should You Loan Money to a Family Member Facing Foreclosure?
When a family member is in crisis, its only natural to want to help. If a relative is in danger of losing a home to foreclosure, things are complicated. Even if you want to help by loaning a loved one money, it might not be the best course of action.Whats the Source...
Understanding Homeowners Insurance
First-time homeowners are faced with many realities of being “an adult, and one of the things that comes with owning a new home is making sure you have proper insurance. But not all insurances are the same.Just because you have insurance on your home doesn’t mean...
What Makes a Home Difficult to Insure
Home insurance may be one of the last things youll think about when buying a home, but in some situations, insuring your biggest asset isnt so easy. And without insurance, you wont be able to qualify for a home loan.Here are five things that can make getting home...
How to Design a Calming Bedroom
When the day is done, nothing is more relaxing than retiring to your bedroom. Unless, of course, your bedroom isn’t a calming space. Below are several tips for designing a sleeping space that brings calm and comfort.Cool colors. There is nothing calming about a blood...
Should You Dip Into Your Retirement Savings to Cover Home Improvements?
Home improvements are sometimes necessary to make a house safer, more comfortable or more functional, but they are often very expensive. Many homeowners struggle to save money for upgrades and consider tapping into their retirement savings to fund projects, especially...
5 Tips for Making Household Items Last Longer
Buying a home is expensive enough. Filling it up with things you need adds to the cost, and spending more money to replace those things leads to more bills.Extending the lifespan of household items can save you a lot of money in the long run. Here are five tips for...
Do You Need a Job to Get a Mortgage?
If you’re between jobs or retired"or not working and considering retirement"you can still buy a home and get a mortgage that will require you to make monthly payments.While you don’t need a job to get a mortgage, what you do need is income. And there are many types of...
Need a Mortgage Loan? Understand What Affects Your Interest Rate
The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.Credit Can Make or Break YouYour credit score...
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How to Create More Bathroom Storage Space
If you have a small bathroom and/or a large family, storage space is at a premium. Without a solid organizational system, a bathroom can quickly become cluttered. Items that belong in the bathroom may get shoved into other closets, which can make finding things a...
What Are Mortgage Points?
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
Should You Loan Money to a Family Member Facing Foreclosure?
When a family member is in crisis, its only natural to want to help. If a relative is in danger of losing a home to foreclosure, things are complicated. Even if you want to help by loaning a loved one money, it might not be the best course of action.Whats the Source...
Understanding Homeowners Insurance
First-time homeowners are faced with many realities of being “an adult, and one of the things that comes with owning a new home is making sure you have proper insurance. But not all insurances are the same.Just because you have insurance on your home doesn’t mean...
What Makes a Home Difficult to Insure
Home insurance may be one of the last things youll think about when buying a home, but in some situations, insuring your biggest asset isnt so easy. And without insurance, you wont be able to qualify for a home loan.Here are five things that can make getting home...
How to Design a Calming Bedroom
When the day is done, nothing is more relaxing than retiring to your bedroom. Unless, of course, your bedroom isn’t a calming space. Below are several tips for designing a sleeping space that brings calm and comfort.Cool colors. There is nothing calming about a blood...
Should You Dip Into Your Retirement Savings to Cover Home Improvements?
Home improvements are sometimes necessary to make a house safer, more comfortable or more functional, but they are often very expensive. Many homeowners struggle to save money for upgrades and consider tapping into their retirement savings to fund projects, especially...
5 Tips for Making Household Items Last Longer
Buying a home is expensive enough. Filling it up with things you need adds to the cost, and spending more money to replace those things leads to more bills.Extending the lifespan of household items can save you a lot of money in the long run. Here are five tips for...
Do You Need a Job to Get a Mortgage?
If you’re between jobs or retired"or not working and considering retirement"you can still buy a home and get a mortgage that will require you to make monthly payments.While you don’t need a job to get a mortgage, what you do need is income. And there are many types of...
Need a Mortgage Loan? Understand What Affects Your Interest Rate
The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.Credit Can Make or Break YouYour credit score...