If you own a house, homeowners insurance is a necessity. A storm might damage your home, your belongings might be stolen, or someone might be injured. Without homeowners insurance, you would be responsible for paying those bills, which could easily total thousands of...
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The Truth About 20 Percent
Published with permission from RISMedia.
For the Self-Employed Buyer: What You Need to Apply for a Mortgage
For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certainly qualify for a mortgage, and the...
Great Garages for Millennial Homebuyers
Millennials are the largest generation shaking up the real estate market these days, according to research by the National Association of REALTORS. However, when compared with the generations that came before them, millennials remain delayed in purchasing their first...
Homeowners Insurance: Know What’s Covered
If you plan to lead a conventional life, odds are you will need insurance. Youll need health insurance, car insurance, and eventually home insurance. The latter is often the most perplexing since we have no prior experience with it as we do with health insurance.What...
Loan Assistance Options for Disabled Homebuyers
With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home.The good news is, help is available. Here are some laws and programs designed to make...
Some Home-Closing Costs Are Worth Negotiating
Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in fees for paperwork required to buy a house. Thats a lot of money to come up with when you may have already put everything toward a down payment.Some fees from mortgage...
Pros and Cons of Purchasing a Historic Home
If you’re looking for a unique home, you may be considering buying a historic house.Here are the pros and cons of purchasing a historic home.ProsA Home With a Story " If living in a famous persons old property excites you, a historic home might be perfect.Unique...
Tips for Veterans Buying a Home with VA Loan
For veterans or service members looking to buy a home with a Veterans Affairs loan, there are some extra steps to take and home condition requirements that arent needed with other types of loans.The home must be safe, clean, in good condition and move-in ready, partly...
Figuring Out How Much Monthly Mortgage You Can Afford
When applying for a home loan, it’s important to keep in mind how much monthly mortgage you can afford. Through the approval process, lenders will factor in your credit score, income and other financial data to determine the maximum loan amount youre eligible for, and...
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What Homeowners Insurance Does and Doesn’t Cover
If you own a house, homeowners insurance is a necessity. A storm might damage your home, your belongings might be stolen, or someone might be injured. Without homeowners insurance, you would be responsible for paying those bills, which could easily total thousands of...
The Truth About 20 Percent
Published with permission from RISMedia.
For the Self-Employed Buyer: What You Need to Apply for a Mortgage
For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certainly qualify for a mortgage, and the...
Great Garages for Millennial Homebuyers
Millennials are the largest generation shaking up the real estate market these days, according to research by the National Association of REALTORS. However, when compared with the generations that came before them, millennials remain delayed in purchasing their first...
Homeowners Insurance: Know What’s Covered
If you plan to lead a conventional life, odds are you will need insurance. Youll need health insurance, car insurance, and eventually home insurance. The latter is often the most perplexing since we have no prior experience with it as we do with health insurance.What...
Loan Assistance Options for Disabled Homebuyers
With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home.The good news is, help is available. Here are some laws and programs designed to make...
Some Home-Closing Costs Are Worth Negotiating
Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in fees for paperwork required to buy a house. Thats a lot of money to come up with when you may have already put everything toward a down payment.Some fees from mortgage...
Pros and Cons of Purchasing a Historic Home
If you’re looking for a unique home, you may be considering buying a historic house.Here are the pros and cons of purchasing a historic home.ProsA Home With a Story " If living in a famous persons old property excites you, a historic home might be perfect.Unique...
Tips for Veterans Buying a Home with VA Loan
For veterans or service members looking to buy a home with a Veterans Affairs loan, there are some extra steps to take and home condition requirements that arent needed with other types of loans.The home must be safe, clean, in good condition and move-in ready, partly...
Figuring Out How Much Monthly Mortgage You Can Afford
When applying for a home loan, it’s important to keep in mind how much monthly mortgage you can afford. Through the approval process, lenders will factor in your credit score, income and other financial data to determine the maximum loan amount youre eligible for, and...