Oh, the places you will goand the places you will want to avoid. Choosing the right neighborhood is as important as picking the right house. Your neighborhood will define many aspects of your day-to-day life, so you should research it carefully to be sure it meets...
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Pros and Cons of a 15-Year Mortgage
Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. Its a lot more expensive...
What Homeowners Insurance Does and Doesn’t Cover
If you own a house, homeowners insurance is a necessity. A storm might damage your home, your belongings might be stolen, or someone might be injured. Without homeowners insurance, you would be responsible for paying those bills, which could easily total thousands of...
The Truth About 20 Percent
Published with permission from RISMedia.
For the Self-Employed Buyer: What You Need to Apply for a Mortgage
For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certainly qualify for a mortgage, and the...
Great Garages for Millennial Homebuyers
Millennials are the largest generation shaking up the real estate market these days, according to research by the National Association of REALTORS. However, when compared with the generations that came before them, millennials remain delayed in purchasing their first...
Homeowners Insurance: Know What’s Covered
If you plan to lead a conventional life, odds are you will need insurance. Youll need health insurance, car insurance, and eventually home insurance. The latter is often the most perplexing since we have no prior experience with it as we do with health insurance.What...
Loan Assistance Options for Disabled Homebuyers
With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home.The good news is, help is available. Here are some laws and programs designed to make...
Some Home-Closing Costs Are Worth Negotiating
Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in fees for paperwork required to buy a house. Thats a lot of money to come up with when you may have already put everything toward a down payment.Some fees from mortgage...
Pros and Cons of Purchasing a Historic Home
If you’re looking for a unique home, you may be considering buying a historic house.Here are the pros and cons of purchasing a historic home.ProsA Home With a Story " If living in a famous persons old property excites you, a historic home might be perfect.Unique...
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4 Tips for Picking the Right Neighborhood
Oh, the places you will goand the places you will want to avoid. Choosing the right neighborhood is as important as picking the right house. Your neighborhood will define many aspects of your day-to-day life, so you should research it carefully to be sure it meets...
Pros and Cons of a 15-Year Mortgage
Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. Its a lot more expensive...
What Homeowners Insurance Does and Doesn’t Cover
If you own a house, homeowners insurance is a necessity. A storm might damage your home, your belongings might be stolen, or someone might be injured. Without homeowners insurance, you would be responsible for paying those bills, which could easily total thousands of...
The Truth About 20 Percent
Published with permission from RISMedia.
For the Self-Employed Buyer: What You Need to Apply for a Mortgage
For the self-employed, applying for a mortgage can seem like an even more daunting task, especially if you can’t predict your monthly income. But although there may be a few additional hurdles to clear, the self-employed can certainly qualify for a mortgage, and the...
Great Garages for Millennial Homebuyers
Millennials are the largest generation shaking up the real estate market these days, according to research by the National Association of REALTORS. However, when compared with the generations that came before them, millennials remain delayed in purchasing their first...
Homeowners Insurance: Know What’s Covered
If you plan to lead a conventional life, odds are you will need insurance. Youll need health insurance, car insurance, and eventually home insurance. The latter is often the most perplexing since we have no prior experience with it as we do with health insurance.What...
Loan Assistance Options for Disabled Homebuyers
With about 56.7 million people living with a disability in the United States, according to Census Bureau data, there are plenty of disabled people who may need help buying a home.The good news is, help is available. Here are some laws and programs designed to make...
Some Home-Closing Costs Are Worth Negotiating
Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in fees for paperwork required to buy a house. Thats a lot of money to come up with when you may have already put everything toward a down payment.Some fees from mortgage...
Pros and Cons of Purchasing a Historic Home
If you’re looking for a unique home, you may be considering buying a historic house.Here are the pros and cons of purchasing a historic home.ProsA Home With a Story " If living in a famous persons old property excites you, a historic home might be perfect.Unique...