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Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
How many times have you heard the story about people who move into their dream home only to find out that theres a huge plumbing issue or noisy neighbors next door? Learn from their mistakes, and reconsider certain factors before signing on the dotted line. Heres a...
Many homebuyers choose to a purchase a house on a cul-de-sac just to avoid a busy street. However, there are pros and cons you should be aware of up front.TrafficSince there’s only one way in and out, a cul-de-sac has less traffic than a typical...
Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note.In general, pre-qualification is considered an initial step in...
From a buyer’s standpoint, getting into a bidding war for a house they want is never fun. They can offer more money than they ever planned to spend and still end up without the home of their dreams. A real estate agent should be able to tell you ahead of time if...
There are some obvious things that can hurt a credit score: paying your bills late, using too much available credit in proportion to your income, and defaulting on a loan. Some other financial transactions, however, don’t affect a credit score. You may even be...
Many people enjoy the convenience of living in a city or in the suburbs, with easy access to stores and entertainment and with neighbors nearby. For others, the idea of being surrounded by nature and away from all the hustle and bustle is appealing. If you are...
Oh, the places you will goand the places you will want to avoid. Choosing the right neighborhood is as important as picking the right house. Your neighborhood will define many aspects of your day-to-day life, so you should research it carefully to be sure it meets...
Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. Its a lot more expensive...
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Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
How many times have you heard the story about people who move into their dream home only to find out that theres a huge plumbing issue or noisy neighbors next door? Learn from their mistakes, and reconsider certain factors before signing on the dotted line. Heres a...
Many homebuyers choose to a purchase a house on a cul-de-sac just to avoid a busy street. However, there are pros and cons you should be aware of up front.TrafficSince there’s only one way in and out, a cul-de-sac has less traffic than a typical...
Many lenders pre-qualify or pre-approve mortgage applicants, which can help considerably in the buying process. While the terms are often used interchangeably, there are some important differences to note.In general, pre-qualification is considered an initial step in...
From a buyer’s standpoint, getting into a bidding war for a house they want is never fun. They can offer more money than they ever planned to spend and still end up without the home of their dreams. A real estate agent should be able to tell you ahead of time if...
There are some obvious things that can hurt a credit score: paying your bills late, using too much available credit in proportion to your income, and defaulting on a loan. Some other financial transactions, however, don’t affect a credit score. You may even be...
Many people enjoy the convenience of living in a city or in the suburbs, with easy access to stores and entertainment and with neighbors nearby. For others, the idea of being surrounded by nature and away from all the hustle and bustle is appealing. If you are...
Oh, the places you will goand the places you will want to avoid. Choosing the right neighborhood is as important as picking the right house. Your neighborhood will define many aspects of your day-to-day life, so you should research it carefully to be sure it meets...
Coming up with the down payment on a home can be hard enough, and one way to make a home more affordable is to spread out the mortgage payments over 30 years.But 30 years can be daunting, and that time can be cut down with a 15-year mortgage. Its a lot more expensive...