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A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can be easy in some months and more difficult in others. Turning those difficult months into easier ones is possible with a few tactics.Here are five hacks to help make...
Published with permission from RISMedia.
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan.Although lenders typically dont require PMI if a...
A home is the biggest single purchase most people will make. Matt Blashaw, a licensed contractor and host of the DIY network show, Money Hunters, offers six tips for planning and performing routine maintenance that can save dollars as well as future headaches:Save on...
If you’re shopping for a mortgage, you need to decide whether to choose one with a fixed or adjustable interest rate. An adjustable-rate mortgage, or ARM, might be a good idea if you’re only planning to stay in your home for a short period of time, but you need to ask...
Knowing that you’re ready to buy a home can be an exhilarating feeling, except it’s often followed by panic. While experience is the best teacher, there are some things you can do to regain control of the home-buying experience. One of them is getting accustomed to...
Cracks in ceilings can be a sign of a larger problem, or they may be nothing but a cosmetic issue. But when selling a home, all flaws in the ceiling require attention.Most ceilings will develop a few cracks over the years that are harmless and not indicative of some...
When its time to file taxes, people want to claim as many deductions as possible. Home improvements are defined for tax purposes as work that increases the value of a home, extends its useful life or modifies it so it can be used for a new purpose. Examples include...
For many students and their parents, a college education is a top priority. With education costs continually rising, paying for a degree may seem difficult or impossible. Some parents consider using their homes equity to obtain funds for college but arent sure if that...
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A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can be easy in some months and more difficult in others. Turning those difficult months into easier ones is possible with a few tactics.Here are five hacks to help make...
Published with permission from RISMedia.
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan.Although lenders typically dont require PMI if a...
A home is the biggest single purchase most people will make. Matt Blashaw, a licensed contractor and host of the DIY network show, Money Hunters, offers six tips for planning and performing routine maintenance that can save dollars as well as future headaches:Save on...
If you’re shopping for a mortgage, you need to decide whether to choose one with a fixed or adjustable interest rate. An adjustable-rate mortgage, or ARM, might be a good idea if you’re only planning to stay in your home for a short period of time, but you need to ask...
Knowing that you’re ready to buy a home can be an exhilarating feeling, except it’s often followed by panic. While experience is the best teacher, there are some things you can do to regain control of the home-buying experience. One of them is getting accustomed to...
Cracks in ceilings can be a sign of a larger problem, or they may be nothing but a cosmetic issue. But when selling a home, all flaws in the ceiling require attention.Most ceilings will develop a few cracks over the years that are harmless and not indicative of some...
When its time to file taxes, people want to claim as many deductions as possible. Home improvements are defined for tax purposes as work that increases the value of a home, extends its useful life or modifies it so it can be used for a new purpose. Examples include...
For many students and their parents, a college education is a top priority. With education costs continually rising, paying for a degree may seem difficult or impossible. Some parents consider using their homes equity to obtain funds for college but arent sure if that...