Published with permission from RISMedia.

Asking a financial expert if theyre working in your best interest when giving you advice on your retirement account seems like a simple enough question. That question is now getting a little more complicated.Known as the fiduciary rule and set by the Labor Department...

You probably have a room in your house that doesnt get used much or is just acting as storage for your extra stuff. Empty nesters are especially prone to having a bedroom that is no longer used and has become messy and unorganized over time.Rooms like these are an...

The interest rate on a mortgage will have a major impact on the amount of money you pay each month and the total you pay over the life of your home loan. Even a difference of a fraction of a percentage point can have a significant impact over decades, so you should do...

When it comes to home improvement, the options are endless. While many homeowners have their sights set on a huge overhaul (hello five-star kitchen complete with the latest and greatest appliances and gadgets), simple home updates that can be completed in a timely...

Having good credit wont get you a mortgage by itself, but it definitely helps. A good credit score can result in a lower interest rate and better loan terms, while poor credit can lead to a higher interest rate for a mortgage.But its not impossible to obtain a home...

Do you need to put down 20 percent to buy a house?Not necessarily. In fact, most buyers make lower down payments.But putting down 20 percent or more does come with major perks.A mortgage lender would consider you more financially stable and less risky.That means you...

Kitchen countertops are some of the most frequently used surfaces in a house. They are made to withstand years of wear and tear, but certain common mistakes can damage them. Since kitchen counters are expensive to replace, you should avoid behaviors that could shorten...

In all likelihood, your home is the biggest investment you’ll make in your life. To protect that investment, you should perform regular maintenance to ensure your home runs efficiently for years to come. Although most homeowners already know the importance of...

In the wake of Hurricanes Harvey and Irma, the latest storms to devastate thousands of American homes, homeowners may find themselves wondering whether to consider flood insurance.For those in areas perceived as vulnerable, it’s no decision since its required as a...