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What is wabi-sabi you ask? Its an ancient Japanese philosophy and way of life thats ready to transform your living space. At the core of wabi-sabi is the notion that nothing is permanent nor perfect. When applied to interior design, the concept is focused on creating...
A federal program helps low-income families buy a home with a unique method meant to encourage saving: It matches dollar-for-dollar what they save to buy their first home.The Individual Development Account, or IDA, doesnt offer a lot of money to help with a down...
Shopping for a home loan? It’s best to do it within 30 days of a credit pull so your score doesnt drop.When you apply for credit, such as a car or home loan, you authorize lenders to inquire for a copy of your credit report from a credit bureau. Too many inquiries...
Published with permission from RISMedia.
Even if you cant afford a home security system, you can protect your home and family with some quick, easy fixes that provide peace of mind without dipping deep into your pockets.Try these tips from HGTV, the home and garden channel:Change the locks " If you havent...
Here are a few tips to help make a large home feel more intimate.Textures and ColorsDark walls can make a space appear smaller. Rich earth tones, like brown, dark green and red create a cozy ambience.Thoughtful FurnishingsA spacious room may benefit from multiple...
When you apply for a mortgage, a lender will decide how much money its willing to give you to put toward the purchase of a house. That doesnt necessarily mean that you should take out a loan for the full amount. In some cases, borrowing the maximum a lender will allow...
Owing more money on your mortgage loan than your home is worth"commonly referred to as being underwater on a home mortgage"can seem hopeless.There were 6.7 million underwater homes in the U.S. at the end of the first quarter of 2016, representing 12 percent of all...
Saving for a down payment can be a challenge. But its not impossible.While a 20 percent down payment isnt necessarily the norm anymore, most loans require some money down from buyers.Coming up with these funds can be a sticking point on the path to homeownership,...
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
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What is wabi-sabi you ask? Its an ancient Japanese philosophy and way of life thats ready to transform your living space. At the core of wabi-sabi is the notion that nothing is permanent nor perfect. When applied to interior design, the concept is focused on creating...
A federal program helps low-income families buy a home with a unique method meant to encourage saving: It matches dollar-for-dollar what they save to buy their first home.The Individual Development Account, or IDA, doesnt offer a lot of money to help with a down...
Shopping for a home loan? It’s best to do it within 30 days of a credit pull so your score doesnt drop.When you apply for credit, such as a car or home loan, you authorize lenders to inquire for a copy of your credit report from a credit bureau. Too many inquiries...
Published with permission from RISMedia.
Even if you cant afford a home security system, you can protect your home and family with some quick, easy fixes that provide peace of mind without dipping deep into your pockets.Try these tips from HGTV, the home and garden channel:Change the locks " If you havent...
Here are a few tips to help make a large home feel more intimate.Textures and ColorsDark walls can make a space appear smaller. Rich earth tones, like brown, dark green and red create a cozy ambience.Thoughtful FurnishingsA spacious room may benefit from multiple...
When you apply for a mortgage, a lender will decide how much money its willing to give you to put toward the purchase of a house. That doesnt necessarily mean that you should take out a loan for the full amount. In some cases, borrowing the maximum a lender will allow...
Owing more money on your mortgage loan than your home is worth"commonly referred to as being underwater on a home mortgage"can seem hopeless.There were 6.7 million underwater homes in the U.S. at the end of the first quarter of 2016, representing 12 percent of all...
Saving for a down payment can be a challenge. But its not impossible.While a 20 percent down payment isnt necessarily the norm anymore, most loans require some money down from buyers.Coming up with these funds can be a sticking point on the path to homeownership,...
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...