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If you’re between jobs or retired"or not working and considering retirement"you can still buy a home and get a mortgage that will require you to make monthly payments.While you don’t need a job to get a mortgage, what you do need is income. And there are many types of...
The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.Credit Can Make or Break YouYour credit score...
Whether youve got a litter of kids or a baby on the way, childproofing your home is a preventative measure no family should go without. The U.S. Consumer Product Safety Commission (CPSC) recommends a number of safeguards to make your home an environment free from...
Obtaining a mortgage is a little different when you’re self-employed.Reporting your income as a self-employed worker on Schedule C for income tax purposes can make qualifying for a mortgage loan or refinancing a little more complex. The reason being that proving...
If you need financing to buy a house, one option you might consider is a balloon mortgage. It offers lower interest rates and monthly payments than some other types of loans, but it’s important to understand the terms and consider your future plans to decide if it...
Your home is your haven, and its style can say a lot about your personality. One feature can even hint at your traits when guests arrive"the door knobs!According to Weiser, a security solutions provider, the following knob finishes can be indicative of your...
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years.Long-term CDs have higher interest rates.If you withdraw money early, youll pay a penalty.A CD ladder is a strategy in which you open several CDs...
Decades ago"pre-1980"a great deal of the paint that was utilized in homes contained lead. Over the ensuing years, that paint would chip or crumble and the resulting dust could cause serious health problems, especially for children and pregnant women.Using lead paint...
If you plan on buying a house and need a mortgage, a lender is going to perform a credit check to help determine whether to give you a loan and the interest rate youd have to pay. The higher your credit score, the more likely youll get approved and the lower your...
What is a comfort letter, and why might you need to submit one?The mortgage process when purchasing a home can be tricky. There’s a ton of paperwork to read through and sign"so much that your hand might cramp up from the vast amounts of signatures required. But don’t...
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If you’re between jobs or retired"or not working and considering retirement"you can still buy a home and get a mortgage that will require you to make monthly payments.While you don’t need a job to get a mortgage, what you do need is income. And there are many types of...
The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.Credit Can Make or Break YouYour credit score...
Whether youve got a litter of kids or a baby on the way, childproofing your home is a preventative measure no family should go without. The U.S. Consumer Product Safety Commission (CPSC) recommends a number of safeguards to make your home an environment free from...
Obtaining a mortgage is a little different when you’re self-employed.Reporting your income as a self-employed worker on Schedule C for income tax purposes can make qualifying for a mortgage loan or refinancing a little more complex. The reason being that proving...
If you need financing to buy a house, one option you might consider is a balloon mortgage. It offers lower interest rates and monthly payments than some other types of loans, but it’s important to understand the terms and consider your future plans to decide if it...
Your home is your haven, and its style can say a lot about your personality. One feature can even hint at your traits when guests arrive"the door knobs!According to Weiser, a security solutions provider, the following knob finishes can be indicative of your...
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years.Long-term CDs have higher interest rates.If you withdraw money early, youll pay a penalty.A CD ladder is a strategy in which you open several CDs...
Decades ago"pre-1980"a great deal of the paint that was utilized in homes contained lead. Over the ensuing years, that paint would chip or crumble and the resulting dust could cause serious health problems, especially for children and pregnant women.Using lead paint...
If you plan on buying a house and need a mortgage, a lender is going to perform a credit check to help determine whether to give you a loan and the interest rate youd have to pay. The higher your credit score, the more likely youll get approved and the lower your...
What is a comfort letter, and why might you need to submit one?The mortgage process when purchasing a home can be tricky. There’s a ton of paperwork to read through and sign"so much that your hand might cramp up from the vast amounts of signatures required. But don’t...