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If you plan on buying a house and need a mortgage, a lender is going to perform a credit check to help determine whether to give you a loan and the interest rate youd have to pay. The higher your credit score, the more likely youll get approved and the lower your...
What is a comfort letter, and why might you need to submit one?The mortgage process when purchasing a home can be tricky. There’s a ton of paperwork to read through and sign"so much that your hand might cramp up from the vast amounts of signatures required. But don’t...
Many people dream of owning a home, but it can be difficult to save enough money for a down payment and closing costs. Fortunately, federal, state and local governments offer a variety of programs to help people purchase their first home.Federal ProgramsThe Federal...
If you’re looking to lower the interest rate on your existing loan, you may be thinking of refinancing your mortgage. And if you currently have an adjustable-rate mortgage, you may be considering switching gears entirely and taking advantage of a fixed-rate...
So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to...
The suns ultraviolet rays can do more than cause sunburn and contribute to skin cancer. They can also damage your home, both outside and inside. Sunlight can cause siding, roofing, furniture, fabrics, and flooring to change and deteriorate over time.How to Prevent...
Contemporary homes can be a challenge to furnish. While their clean lines and sleek materials are often visually striking, its all too easy to lose the inviting feel of a cozy living space. If youre looking for contemporary furniture to fill out your new home without...
For seniors who want to continue to live in their homes during retirement, a reverse mortgage can be an attractive option. It allows seniors to access the equity theyve built up by paying their mortgages over the years and use that money to cover living...
Homeowners and buyers alike are increasingly embracing the natural beauty of hardwood floors. Unfortunately, even with proper upkeep, wood floors can get unsightly dents and scratches over time due to normal wear and tear.If you have hardwood floors in need of repair,...
When shopping for a mortgage, one of the most important decisions youll have to make is the length of the repayment period. Most homebuyers choose 15- or 30-year mortgages, but some lenders offer additional options. The length of the term will have a major impact on...
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If you plan on buying a house and need a mortgage, a lender is going to perform a credit check to help determine whether to give you a loan and the interest rate youd have to pay. The higher your credit score, the more likely youll get approved and the lower your...
What is a comfort letter, and why might you need to submit one?The mortgage process when purchasing a home can be tricky. There’s a ton of paperwork to read through and sign"so much that your hand might cramp up from the vast amounts of signatures required. But don’t...
Many people dream of owning a home, but it can be difficult to save enough money for a down payment and closing costs. Fortunately, federal, state and local governments offer a variety of programs to help people purchase their first home.Federal ProgramsThe Federal...
If you’re looking to lower the interest rate on your existing loan, you may be thinking of refinancing your mortgage. And if you currently have an adjustable-rate mortgage, you may be considering switching gears entirely and taking advantage of a fixed-rate...
So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to...
The suns ultraviolet rays can do more than cause sunburn and contribute to skin cancer. They can also damage your home, both outside and inside. Sunlight can cause siding, roofing, furniture, fabrics, and flooring to change and deteriorate over time.How to Prevent...
Contemporary homes can be a challenge to furnish. While their clean lines and sleek materials are often visually striking, its all too easy to lose the inviting feel of a cozy living space. If youre looking for contemporary furniture to fill out your new home without...
For seniors who want to continue to live in their homes during retirement, a reverse mortgage can be an attractive option. It allows seniors to access the equity theyve built up by paying their mortgages over the years and use that money to cover living...
Homeowners and buyers alike are increasingly embracing the natural beauty of hardwood floors. Unfortunately, even with proper upkeep, wood floors can get unsightly dents and scratches over time due to normal wear and tear.If you have hardwood floors in need of repair,...
When shopping for a mortgage, one of the most important decisions youll have to make is the length of the repayment period. Most homebuyers choose 15- or 30-year mortgages, but some lenders offer additional options. The length of the term will have a major impact on...