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One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small...
Hopeful homeowners applying for a loan who aren’t able to put 20% down upfront may be hearing their lender talk about Private Mortgage Insurance, or PMI. A PMI comes into play when a buyer, unable to come up with a 20% down payment, is seen as a risky investment....
If youre searching for a new home, you might want to consider looking in a subdivision. You could find a house with amenities that homes in other neighborhoods lack, but there are some downsides to consider.What Are Houses Like in a Subdivision?Houses in a subdivision...
There are many advantages of homeownership, but the burden of maintaining, repairing and replacing home appliances goes right along with it. The decision to repair or replace a broken or failing appliance is often made under pressure and without adequate knowledge...
Nothing says fun like a home bar. From intimate dinner parties to full-blown banquettes, it provides a space to gather and enjoy conversation. For luxury buyers who plan to frequently entertain friends and family, this is a lifestyle amenity that is worth getting...
More and more people are looking for ways to increase their home’s energy efficiency"both to conserve energy for the good of our environment and to lower energy costs. The good news, environmentalists tell us, is that there are many ways to accomplish both goals...
Looking to attract homebuyers? Boost your curb appeal.The first thing buyers see is the yard, so spruce up the landscaping and make necessary repairs.Prune overgrown bushes and trees to avoid looking neglectful.In flower beds, remove weeds or dead plants, add flowers...
Most homeowners understand that regular maintenance can help them avoid expensive repair bills, but with work and family responsibilities, its easy to postpone or forget important chores. Sometimes homeowners want to take care of their properties but are unaware of...
Published with permission from RISMedia.
Asking a financial expert if theyre working in your best interest when giving you advice on your retirement account seems like a simple enough question. That question is now getting a little more complicated.Known as the fiduciary rule and set by the Labor Department...
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One of the most important steps in buying a house is saving enough money for a down payment. Depending on the type of mortgage you obtain, you could have to put down as much as 20 percent, or significantly less. Even if your lender only requires you to put a small...
Hopeful homeowners applying for a loan who aren’t able to put 20% down upfront may be hearing their lender talk about Private Mortgage Insurance, or PMI. A PMI comes into play when a buyer, unable to come up with a 20% down payment, is seen as a risky investment....
If youre searching for a new home, you might want to consider looking in a subdivision. You could find a house with amenities that homes in other neighborhoods lack, but there are some downsides to consider.What Are Houses Like in a Subdivision?Houses in a subdivision...
There are many advantages of homeownership, but the burden of maintaining, repairing and replacing home appliances goes right along with it. The decision to repair or replace a broken or failing appliance is often made under pressure and without adequate knowledge...
Nothing says fun like a home bar. From intimate dinner parties to full-blown banquettes, it provides a space to gather and enjoy conversation. For luxury buyers who plan to frequently entertain friends and family, this is a lifestyle amenity that is worth getting...
More and more people are looking for ways to increase their home’s energy efficiency"both to conserve energy for the good of our environment and to lower energy costs. The good news, environmentalists tell us, is that there are many ways to accomplish both goals...
Looking to attract homebuyers? Boost your curb appeal.The first thing buyers see is the yard, so spruce up the landscaping and make necessary repairs.Prune overgrown bushes and trees to avoid looking neglectful.In flower beds, remove weeds or dead plants, add flowers...
Most homeowners understand that regular maintenance can help them avoid expensive repair bills, but with work and family responsibilities, its easy to postpone or forget important chores. Sometimes homeowners want to take care of their properties but are unaware of...
Published with permission from RISMedia.
Asking a financial expert if theyre working in your best interest when giving you advice on your retirement account seems like a simple enough question. That question is now getting a little more complicated.Known as the fiduciary rule and set by the Labor Department...