So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to...
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How to Prevent Sun Damage to Your House
The suns ultraviolet rays can do more than cause sunburn and contribute to skin cancer. They can also damage your home, both outside and inside. Sunlight can cause siding, roofing, furniture, fabrics, and flooring to change and deteriorate over time.How to Prevent...
What to Do If Your Closing Is Delayed
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Which Mortgage Type Is Right for You?
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
What Is Escrow?
After a buyer has agreed to purchase a home from a seller, the escrow process begins. This is designed to make sure that all the necessary conditions and obligations are met so the transaction can proceed smoothly.Purpose of EscrowEscrow is designed to protect all the...
How an ‘Attractive Nuisance’ Can Affect Your Homeowners Insurance Rates
Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...
How to Avoid Having to Buy Private Mortgage Insurance
Some mortgage lenders allow homebuyers to put down less than 20 percent of a houses purchase price, but those loans are riskier from a lenders perspective. A lender generally requires a buyer who puts down less than 20 percent to purchase private mortgage insurance...
The Best Smart Home Technology for Pet Owners
Smart home technology is improving life for everyone, even your furry little friends. These days, there are tons of products available for pets who live in the lap of luxury, from smart feeders that automatically dispense food to treadmills designed for felines.For...
The Difference Between a Home Equity Loan and Home Equity Line of Credit
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
5 Features That Millennials Want in a Home
Here are five features that millennials look for when purchasing a home.PrivacyWhether its a gated community, a building with security, or a backyard enveloped by trees, privacy is important.Eco-friendlyBy investing in sustainability, youre increasing the value of...
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5 Financial Tips for First-Time Parents
So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to...
How to Prevent Sun Damage to Your House
The suns ultraviolet rays can do more than cause sunburn and contribute to skin cancer. They can also damage your home, both outside and inside. Sunlight can cause siding, roofing, furniture, fabrics, and flooring to change and deteriorate over time.How to Prevent...
What to Do If Your Closing Is Delayed
Once a buyer and seller have agreed on the price for a house, they sign a purchase contract that outlines the terms of the deal and includes a closing date. Setting a specific date is intended to motivate all parties involved in the transaction to work expeditiously...
Which Mortgage Type Is Right for You?
Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to...
What Is Escrow?
After a buyer has agreed to purchase a home from a seller, the escrow process begins. This is designed to make sure that all the necessary conditions and obligations are met so the transaction can proceed smoothly.Purpose of EscrowEscrow is designed to protect all the...
How an ‘Attractive Nuisance’ Can Affect Your Homeowners Insurance Rates
Homeowners insurance rates are based on many factors. One of the most important is the likelihood of someone getting injured or killed on a policyholders property. Having an attractive nuisance in your yard could make your insurance rates significantly higher than...
How to Avoid Having to Buy Private Mortgage Insurance
Some mortgage lenders allow homebuyers to put down less than 20 percent of a houses purchase price, but those loans are riskier from a lenders perspective. A lender generally requires a buyer who puts down less than 20 percent to purchase private mortgage insurance...
The Best Smart Home Technology for Pet Owners
Smart home technology is improving life for everyone, even your furry little friends. These days, there are tons of products available for pets who live in the lap of luxury, from smart feeders that automatically dispense food to treadmills designed for felines.For...
The Difference Between a Home Equity Loan and Home Equity Line of Credit
If you need money for an important project, you might be able to finance it by accessing the equity you’ve built up by paying your mortgage. A home equity loan and a home equity line of credit (HELOC) are two options. Before you decide to use either, make sure you...
5 Features That Millennials Want in a Home
Here are five features that millennials look for when purchasing a home.PrivacyWhether its a gated community, a building with security, or a backyard enveloped by trees, privacy is important.Eco-friendlyBy investing in sustainability, youre increasing the value of...