Published with permission from RISMedia.

Often, those looking to purchase an additional home get confused between a second home and an investment property. However, the two are not interchangeable " especially when it comes to their financing.Second Home, DefinedA second home is real property that the...

When you first moved into your home, the walls mightve been white and the floors covered in beige carpeting. Although this dcor choice is classic for some rentals and brand-new homes, you don’t have to live with the neutral colors. In fact, there are simple ways to...

Bigger isnt always better when it comes to homes.Here are some signs you should downsizeIf youve retired, downsizing could lower your expenses and stretch out retirement savings.If your children moved out or guest rooms collect dust, youre likely wasting money by...

Financially, theres more to buying a home than the purchase price"sometimes much more.After the down payment, and once your closing costs and monthly mortgage payments are added up, it can be easy to forget some of the costly and hidden costs of owning a home. Take...

There are a multitude of things house hunters need to consider before choosing a home, such as price, location, schools, distance to work"the list goes on and on.Most homebuyers may not think about the costs and rules associated with buying a house thats part of a...

If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.Reasons to Have a Co-SignerBuying your first house, high credit card balances or a poor...

If youre a homeowner, odds are you dont enjoy sifting through your mail and coming across your mortgage bill every month. So just imagine your shock and dismay if you opened the envelop, only to discover that your payment has inexplicably gone up. Conversely, youd...

When someone passes away, his or her house is generally left to a family member. Figuring out what to do after inheriting a house can be confusing and overwhelming, particularly when it is unexpected or when siblings become joint owners. People sometimes rush to make...

Renters insurance is relatively inexpensive, costing between $15 and $30 per month, according to the National Association of Insurance Commissioners. For less than $1 per day, renters can protect all of their possessions and not be held liable for an accident in their...