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Financially, theres more to buying a home than the purchase price"sometimes much more.After the down payment, and once your closing costs and monthly mortgage payments are added up, it can be easy to forget some of the costly and hidden costs of owning a home. Take...
There are a multitude of things house hunters need to consider before choosing a home, such as price, location, schools, distance to work"the list goes on and on.Most homebuyers may not think about the costs and rules associated with buying a house thats part of a...
If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.Reasons to Have a Co-SignerBuying your first house, high credit card balances or a poor...
If youre a homeowner, odds are you dont enjoy sifting through your mail and coming across your mortgage bill every month. So just imagine your shock and dismay if you opened the envelop, only to discover that your payment has inexplicably gone up. Conversely, youd...
When someone passes away, his or her house is generally left to a family member. Figuring out what to do after inheriting a house can be confusing and overwhelming, particularly when it is unexpected or when siblings become joint owners. People sometimes rush to make...
Renters insurance is relatively inexpensive, costing between $15 and $30 per month, according to the National Association of Insurance Commissioners. For less than $1 per day, renters can protect all of their possessions and not be held liable for an accident in their...
When a homeowner is struggling to pay a mortgage, a loan modification and a short sale are two popular avenues that can help the borrower avoid foreclosure. If a lender rejects those options, another possible solution is a deed in lieu of foreclosure, which transfers...
Choosing a city to live in can be easy, but it can be a little more difficult to narrow it down to a neighborhood.Without leaving your couch, however, you can explore a neighborhood through these three social media sites on a computer or with smartphone...
Home shoppers who haven’t checked their credit report months before applying for a home loan may be in for a shock when they visit a loan officer. A host of problems could pop up: Their credit score could be a little too low to qualify for the best rate on a mortgage,...
Is it time to upgrade how you store your wine? Perhaps a rack, or even a dedicated wine refrigerator, is no longer getting the job done. If youre contemplating making the leap to a wine room, youll be happy to hear that this feature has major appeal when its time to...
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Financially, theres more to buying a home than the purchase price"sometimes much more.After the down payment, and once your closing costs and monthly mortgage payments are added up, it can be easy to forget some of the costly and hidden costs of owning a home. Take...
There are a multitude of things house hunters need to consider before choosing a home, such as price, location, schools, distance to work"the list goes on and on.Most homebuyers may not think about the costs and rules associated with buying a house thats part of a...
If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider.Reasons to Have a Co-SignerBuying your first house, high credit card balances or a poor...
If youre a homeowner, odds are you dont enjoy sifting through your mail and coming across your mortgage bill every month. So just imagine your shock and dismay if you opened the envelop, only to discover that your payment has inexplicably gone up. Conversely, youd...
When someone passes away, his or her house is generally left to a family member. Figuring out what to do after inheriting a house can be confusing and overwhelming, particularly when it is unexpected or when siblings become joint owners. People sometimes rush to make...
Renters insurance is relatively inexpensive, costing between $15 and $30 per month, according to the National Association of Insurance Commissioners. For less than $1 per day, renters can protect all of their possessions and not be held liable for an accident in their...
When a homeowner is struggling to pay a mortgage, a loan modification and a short sale are two popular avenues that can help the borrower avoid foreclosure. If a lender rejects those options, another possible solution is a deed in lieu of foreclosure, which transfers...
Choosing a city to live in can be easy, but it can be a little more difficult to narrow it down to a neighborhood.Without leaving your couch, however, you can explore a neighborhood through these three social media sites on a computer or with smartphone...
Home shoppers who haven’t checked their credit report months before applying for a home loan may be in for a shock when they visit a loan officer. A host of problems could pop up: Their credit score could be a little too low to qualify for the best rate on a mortgage,...
Is it time to upgrade how you store your wine? Perhaps a rack, or even a dedicated wine refrigerator, is no longer getting the job done. If youre contemplating making the leap to a wine room, youll be happy to hear that this feature has major appeal when its time to...