A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can be easy in some months and more difficult in others. Turning those difficult months into easier ones is possible with a few tactics.Here are five hacks to help make...
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Posh Home Design on a Budget
Published with permission from RISMedia.
What Are Mortgage Points?
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
When Can You Stop Paying for Private Mortgage Insurance?
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan.Although lenders typically dont require PMI if a...
Home Maintenance Tips for New Homeowners
A home is the biggest single purchase most people will make. Matt Blashaw, a licensed contractor and host of the DIY network show, Money Hunters, offers six tips for planning and performing routine maintenance that can save dollars as well as future headaches:Save on...
Is an Adjustable-Rate Mortgage a Good Idea?
If you’re shopping for a mortgage, you need to decide whether to choose one with a fixed or adjustable interest rate. An adjustable-rate mortgage, or ARM, might be a good idea if you’re only planning to stay in your home for a short period of time, but you need to ask...
Tips for Water-Smart Landscaping
Eye-catching yards can increase a homes curb appeal and boost its value, but gardening and lawn care account for a large chunk of household water consumption. The good news is that, whether you are environmentally conscious or just want to lower your water bill, you...
Should You Loan Money to a Family Member Facing Foreclosure?
When a family member is in crisis, its only natural to want to help. If a relative is in danger of losing a home to foreclosure, things are complicated. Even if you want to help by loaning a loved one money, it might not be the best course of action.Whats the Source...
The Homebuyer’s Mortgage Dictionary
Knowing that you’re ready to buy a home can be an exhilarating feeling, except it’s often followed by panic. While experience is the best teacher, there are some things you can do to regain control of the home-buying experience. One of them is getting accustomed to...
Understanding Homeowners Insurance
First-time homeowners are faced with many realities of being “an adult, and one of the things that comes with owning a new home is making sure you have proper insurance. But not all insurances are the same.Just because you have insurance on your home doesn’t mean...
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5 Hacks to Pay Your Mortgage
A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can be easy in some months and more difficult in others. Turning those difficult months into easier ones is possible with a few tactics.Here are five hacks to help make...
Posh Home Design on a Budget
Published with permission from RISMedia.
What Are Mortgage Points?
The interest rate on your mortgage will have a major impact on the total amount youll pay over the life of the loan. If youre buying a home that you plan to live for a long time, reducing your interest rate by purchasing mortgage points could allow you to save tens of...
When Can You Stop Paying for Private Mortgage Insurance?
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan.Although lenders typically dont require PMI if a...
Home Maintenance Tips for New Homeowners
A home is the biggest single purchase most people will make. Matt Blashaw, a licensed contractor and host of the DIY network show, Money Hunters, offers six tips for planning and performing routine maintenance that can save dollars as well as future headaches:Save on...
Is an Adjustable-Rate Mortgage a Good Idea?
If you’re shopping for a mortgage, you need to decide whether to choose one with a fixed or adjustable interest rate. An adjustable-rate mortgage, or ARM, might be a good idea if you’re only planning to stay in your home for a short period of time, but you need to ask...
Tips for Water-Smart Landscaping
Eye-catching yards can increase a homes curb appeal and boost its value, but gardening and lawn care account for a large chunk of household water consumption. The good news is that, whether you are environmentally conscious or just want to lower your water bill, you...
Should You Loan Money to a Family Member Facing Foreclosure?
When a family member is in crisis, its only natural to want to help. If a relative is in danger of losing a home to foreclosure, things are complicated. Even if you want to help by loaning a loved one money, it might not be the best course of action.Whats the Source...
The Homebuyer’s Mortgage Dictionary
Knowing that you’re ready to buy a home can be an exhilarating feeling, except it’s often followed by panic. While experience is the best teacher, there are some things you can do to regain control of the home-buying experience. One of them is getting accustomed to...
Understanding Homeowners Insurance
First-time homeowners are faced with many realities of being “an adult, and one of the things that comes with owning a new home is making sure you have proper insurance. But not all insurances are the same.Just because you have insurance on your home doesn’t mean...